1. ATMs (Automated Teller Machines) provide round-the-clock service, seven
days a week. You can use a financial card at any ATM machine with the
mark to make interbank withdrawals, account transfers, bill payments,
tax payments, and balance inquiries.
2. You can use VISA or MasterCard credit cards at any ATM machine with the
marks to take a cash advance
3. You can use VISA or MasterCard debit cards at any ATM with the
logo to make cross-border cash withdrawals in the local currency.
1. To customers:
(1) Financial services are available anytime and anywhere.
(2) Secure & convenient.
(3) Fund transfer easily.
2. To financial institutions:
(1) Convenient cross-border interbank funds transfer.
(2) Reduced operation costs.
(3) Round-the-clock service, seven days a week.
ATM System provides global cash withdrawals, balance inquiries, cash advances, account transfers, bill payments and tax payments services .
1.Cash withdrawals, balance inquiries and cash advances:
(1) Customer inserts financial card or credit card into ATM, inputs personal
dentification number (PIN) and chooses between cash withdrawal,balance
inquiry, and cash advance.
(2) For interbank transactions, acquirer bank sends transaction data via FISC
net to issuer bank.
(3) Issuer bank verifies transaction data, then handles the transaction and
returns transaction data via FISC net to ATM.
2.Account transfers, bill payments, tax payments
(1) Customer inserts financial card or credit card into ATM, inputs personal
identification number (PIN) and chooses between account transfer, bill
payment, and tax payment.
(2) For interbank transactions, acquirer bank sends transaction data via FISC
net to issuer bank.
(3) Issuer bank verifies transaction data, then handles transaction and returns
transaction data via FISC net to payer’s bank.
(4) FISC net returns data on account transfer, bill payment, or tax payment to
ATM.
